Personal Cars being rented on Craigslist

Never thought of this business or risk for insurers, but you can rent someone else's personal car on Craigslist. The vehicle owner should be aware that your coverage would likely provide primary coverage for any accidents, either to the vehicle or injuries caused by the driver. There may also be exclusions for business use that apply and concerns with misrepresentation on the insurance application by the vehicle owner concerning the use of the vehicle. This could lead to a denial of coverage by your automobile carrier.

See http://nycoveragecounsel.blogspot.com/2009/02/roys-rent-car.html